PLAN

Find new customers

ACQUIRE

Target customers, verify identity and assess risk and potential

MANAGE

Control customer applications and information

RECOVER

Control payments and reduce bad debt

You can use this service to measure a neighbourhood's relative credit worthiness, based on the historical credit behaviour of its residents.

Improve decisions on churn, cross-selling and retention

This service will help you to:

  • Assess and manage relative credit risk of your customer base,
  • Target the right prospects, especially where credit behaviour may influence customer value or profitability
  • Align marketing resources
  • Build investment programs
  • Analyse profitability
  • Minimise bad debt
  • Make decisions on churn
  • Increase your application to approval ratio and return on marketing investment, by enhancing your risk-related predictive model to more effectively predict credit approval rates

How it works

GeoRisk uses aggregated depersonalised credit information.  GeoRisk allocates a value of between 1 and 10, based on the relative credit risk of each neighbourhood.

How to use the service

You will require a valid residential address, postcode and State, with DPID if available. If your database doesn't include DPIDs for residential addresses, we can supply software to remedy this before you use the service.

You will receive information added to each matching record to show the relevant GeoRisk information.

As a user of this or other data products, particularly those that may involve use or disclosure of personal information, you would need to comply with the Privacy Act 1988 and other applicable data protection and privacy legislation.

Each household is allocated into a band between one (high risk) and ten (low risk) based on consumer credit behaviour of its neighbourhood. GeoRisk can be applied at CCD level (approximately 250 households), or at Street Segment level (approximately 15 - 20 households).

How much does it cost?

The price of appending GeoRisk to your database will depend on the volume of records you would like updated or whether you would like to license the variable for internal use and analysis. GeoRisk also comes at two levels of geography and your choice of geography will also affect the price.

What else should I know?

GeoRisk is based on the entire Australian population, not a subset gathered by a single financial institution or collection agency. It is updated every quarter.

Click here to download the product specification.

Like all data products, particularly those that may involve use or disclosure of personal information, you must comply with the Privacy Act 1988 and other applicable data protection and privacy legislation. You should also take steps to ensure that your systems and processes when using a product of this kind addresses you obligations under discrimination and related legislation.

You can use this service to measure a neighbourhood's relative credit worthiness, based on the historical credit behaviour of its residents.

Improve decisions on churn, cross-selling and retention

This service will help you to:

  • Assess and manage relative credit risk of your customer base,
  • Target the right prospects, especially where credit behaviour may influence customer value or profitability
  • Align marketing resources
  • Build investment programs
  • Analyse profitability
  • Minimise bad debt
  • Make decisions on churn
  • Increase your application to approval ratio and return on marketing investment, by enhancing your risk-related predictive model to more effectively predict credit approval rates

How it works

GeoRisk uses aggregated depersonalised credit information.  GeoRisk allocates a value of between 1 and 10, based on the relative credit risk of each neighbourhood.

How to use the service

You will require a valid residential address, postcode and State, with DPID if available. If your database doesn't include DPIDs for residential addresses, we can supply software to remedy this before you use the service.

You will receive information added to each matching record to show the relevant GeoRisk information.

As a user of this or other data products, particularly those that may involve use or disclosure of personal information, you would need to comply with the Privacy Act 1988 and other applicable data protection and privacy legislation.

Each household is allocated into a band between one (high risk) and ten (low risk) based on consumer credit behaviour of its neighbourhood. GeoRisk can be applied at CCD level (approximately 250 households), or at Street Segment level (approximately 15 - 20 households).

How much does it cost?

The price of appending GeoRisk to your database will depend on the volume of records you would like updated or whether you would like to license the variable for internal use and analysis. GeoRisk also comes at two levels of geography and your choice of geography will also affect the price.

What else should I know?

GeoRisk is based on the entire Australian population, not a subset gathered by a single financial institution or collection agency. It is updated every quarter.

Click here to download the product specification.

Like all data products, particularly those that may involve use or disclosure of personal information, you must comply with the Privacy Act 1988 and other applicable data protection and privacy legislation. You should also take steps to ensure that your systems and processes when using a product of this kind addresses you obligations under discrimination and related legislation.

   Data Express

Visit Data Express to begin using this product

 

For more information on our products and services designed to help you find new customers

Call our Marketing Specialists

Marketing Specialist

1300 783 099

Enquiry Online

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